Nick has been working in online payments and financial services for the past 15 years in product, marketing and technology management roles since joining Worldpay in 2001. He ran the engineering teams for the RBS Group’s websites and service management teams for RBS and Natwest online banking before returning to Worldpay in 2010 to take up the role of CTO of Worldpay’s Worldwide Payment Gateway, leading its separation from RBS. In 2013 he founded a new Technology Innovation function, working with the Futures division to develop new propositions in global payments. At the World Wide Web Consortium (W3C), he co-chairs the Web Payments Working Group and sits on the Advisory Council and Web Payments Interest Group. He attends cards standards body EMVco's Board of Advisors meetings for Worldpay. He has a Masters Degree in Engineering and a Diploma in Computer Science from Cambridge University.