{"id":290298,"date":"2025-01-14T11:49:46","date_gmt":"2025-01-14T19:49:46","guid":{"rendered":"https:\/\/www.zuora.com\/glossary\/global-payments\/"},"modified":"2026-08-13T04:23:13","modified_gmt":"2026-08-13T11:23:13","slug":"global-payments","status":"publish","type":"glossary","link":"https:\/\/www.zuora.com\/jp\/glossary\/global-payments\/","title":{"rendered":"\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\uff1a\u65b0\u305f\u306a\u624b\u6cd5\u3068\u30c8\u30ec\u30f3\u30c9"},"author":308,"featured_media":304188,"parent":0,"menu_order":0,"template":"page-knowledge-hub.php","format":"standard","meta":{"_acf_changed":false},"class_list":["post-290298","glossary","type-glossary","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":{"knowledge_hub_title":"\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\uff1a\u65b0\u305f\u306a\u624b\u6cd5\u3068\u30c8\u30ec\u30f3\u30c9","knowledge_hub_author":"Marisa Espada","knowledge_hub_date":"20250114","knowledge_hub_read_time_label":"1 min read","knowledge_hub_secondary_category":"","knowledge_hub_category":"GLOSSARIES","knowledge_hub_show_summary":true,"knowledge_hub_summary":"

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\u4e16\u754c\u304c\u307e\u3059\u307e\u3059\u76f8\u4e92\u306b\u7d50\u3073\u3064\u304f\u4e2d\u3001\u4f01\u696d\u3084\u6d88\u8cbb\u8005\u306f\u56fd\u5883\u3092\u8d8a\u3048\u305f\u53d6\u5f15\u3092\u3088\u308a\u52b9\u7387\u7684\u304b\u3064\u5b89\u5168\u306b\u7ba1\u7406\u3059\u308b\u65b9\u6cd5\u3092\u6c42\u3081\u3066\u3044\u307e\u3059\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u6c7a\u6e08\u74b0\u5883\u306f\u6025\u901f\u306b\u9032\u5316\u3057\u3066\u304a\u308a\u3001\u591a\u69d8\u3067\u30c7\u30b8\u30bf\u30eb\u306b\u7cbe\u901a\u3057\u305f\u6d88\u8cbb\u8005\u5c64\u306e\u30cb\u30fc\u30ba\u306b\u5fdc\u3048\u308b\u305f\u3081\u3001\u65b0\u305f\u306a\u6c7a\u6e08\u624b\u6bb5\u3084\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u6b21\u3005\u3068\u767b\u5834\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n

\u672c\u8a18\u4e8b\u3067\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u306e\u6700\u65b0\u52d5\u5411\u3001\u9769\u65b0\u7684\u306a\u6c7a\u6e08\u624b\u6bb5\u306e\u53f0\u982d\u3001\u305d\u3057\u3066\u73fe\u4ee3\u7d4c\u6e08\u306b\u304a\u3051\u308b\u7d99\u7d9a\u8ab2\u91d1\u306e\u91cd\u8981\u306a\u5f79\u5272\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span><\/p>","include_in_toc":false},{"acf_fc_layout":"knowledge_hub_text_block","title":"\u00a0","content":"","show_striped_bar":false,"related_post":null,"include_in_toc":true},{"acf_fc_layout":"knowledge_hub_text_block","title":"TL;DR","content":"

\u307e\u305a\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08<\/b>\u306e\u5b9a\u7fa9\u304b\u3089\u59cb\u3081\u3001\u4f01\u696d\u3084\u6d88\u8cbb\u8005\u304c\u4e16\u754c\u4e2d\u3067\u3088\u308a\u8fc5\u901f\u30fb\u5b89\u5168\u30fb\u4fbf\u5229\u306a\u53d6\u5f15\u65b9\u6cd5\u3092\u6c42\u3081\u308b\u4e2d\u3067\u3001\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u306e\u74b0\u5883\u304c\u3044\u304b\u306b\u6025\u901f\u306b\u9032\u5316\u3057\u3066\u3044\u308b\u304b\u3092\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\n

\u7d9a\u3044\u3066\u3001\u65b0\u3057\u3044\u6c7a\u6e08\u624b\u6bb5\u3068\u30c8\u30ec\u30f3\u30c9<\/b>\u2014\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u6697\u53f7\u8cc7\u7523\u3001\u305d\u306e\u4ed6\u30c7\u30b8\u30bf\u30eb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u9078\u629e\u80a2<\/b>\u306e\u53f0\u982d\u3092\u542b\u3081\u2014\u304c\u56fd\u969b\u5546\u53d6\u5f15\u3092\u3069\u306e\u3088\u3046\u306b\u5909\u9769\u3057\u3066\u3044\u308b\u304b\u3092\u63a2\u308a\u307e\u3059\u3002<\/p>\n

\u6700\u5f8c\u306b\u3001\u73fe\u4ee3\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306b\u6c42\u3081\u3089\u308c\u308b\u30dd\u30a4\u30f3\u30c8\uff08\u62e1\u5f35\u6027\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fb\u30de\u30eb\u30c1\u30ab\u30ec\u30f3\u30b7\u30fc\u5bfe\u5fdc\u30fb\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u9867\u5ba2\u4f53\u9a13\uff09<\/b>\u306b\u3064\u3044\u3066\u307e\u3068\u3081\u307e\u3059\u3002<\/p>","show_striped_bar":false,"related_post":null,"include_in_toc":true},{"acf_fc_layout":"knowledge_hub_text_block","title":"\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u306e\u73fe\u72b6\u3092\u7406\u89e3\u3059\u308b","content":"

\u30b0\u30ed\u30fc\u30d0\u30eb\u30da\u30a4\u30e1\u30f3\u30c8\u3068\u306f\u3001\u56fd\u969b\u7684\u306a\u56fd\u5883\u3092\u8d8a\u3048\u3066\u8cc7\u91d1\u3092\u79fb\u52d5\u3055\u305b\u308b\u3053\u3068\u3067\u3042\u308a\u3001\u4f01\u696d\u3084\u6d88\u8cbb\u8005\u304c\u5730\u7406\u7684\u306a\u5236\u7d04\u3092\u53d7\u3051\u305a\u306b\u53d6\u5f15\u3092\u884c\u3046\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u30da\u30a4\u30e1\u30f3\u30c8\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u904e\u53bb10\u5e74\u9593\u3067\u5927\u304d\u304f\u5909\u5316\u3057\u3066\u304a\u308a\u3001\u305d\u306e\u80cc\u666f\u306b\u306f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u9032\u5316\u3001\u898f\u5236\u306e\u5909\u5316\u3001\u305d\u3057\u3066\u5546\u53d6\u5f15\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u5316\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n

\"\u30b0\u30ed\u30fc\u30d0\u30eb\u30da\u30a4\u30e1\u30f3\u30c8\u306f\u3001\u56fd\u3092\u307e\u305f\u3044\u3060\u8cc7\u91d1\u79fb\u52d5\u3092\u5186\u6ed1\u306b\u884c\u3044\u3001\u56fd\u969b\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306b\u304a\u3051\u308b\u901a\u8ca8\u4ea4\u63db\u3092\u4fc3\u9032\u3057\u307e\u3059\u3002\"<\/p>\n

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\u4e16\u754c\u306e\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u5e02\u5834\u306f<\/span>2024\u5e74\u304b\u30892028\u5e74\u306b\u304b\u3051\u30669.52%\u306e\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u304a\u308a<\/span><\/a>\u30012028\u5e74\u306b\u306f\u5e02\u5834\u898f\u6a21\u304c16\u51465,900\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\u304c\u6210\u9577\u3092\u727d\u5f15\u3057\u3066\u304a\u308a\u3001\u4e16\u754c\u4e2d\u306744\u5104\u4eba\u4ee5\u4e0a\u304c\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3092\u5229\u7528\u3057\u3066\u3044\u307e\u3059\u3002\u6700\u8fd1\u306e\u696d\u754c\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001\u30e2\u30d0\u30a4\u30eb\u30fb\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u5229\u7528\u7387\u306f<\/span>2017\u5e74\u304b\u30892022\u5e74\u306e\u9593\u306b\u82f1\u56fd\u6210\u4eba\u306e14%\u304b\u308947%\u3078\u3068\u5927\u5e45\u306b\u5897\u52a0<\/span><\/a>\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u3067\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u666e\u53ca\u304c\u7279\u306b\u9855\u8457\u306b\u9032\u3093\u3067\u3044\u307e\u3059\u3002<\/span><\/p>\n

\u3053\u308c\u3089\u306e\u6d88\u8cbb\u8005\u884c\u52d5\u306e\u5909\u5316\u306f\u3001\u975e\u63a5\u89e6\u578b\u304a\u3088\u3073\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\u3078\u306e\u5927\u304d\u306a\u30b7\u30d5\u30c8\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n\n

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\u30b0\u30ed\u30fc\u30d0\u30eb\u30da\u30a4\u30e1\u30f3\u30c8\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u8cc7\u91d1\u79fb\u52d5\u3092\u5186\u6ed1\u5316\u30fb\u9ad8\u5ea6\u5316\u3059\u308b\u305f\u3081\u306b\u3001\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u5f79\u5272\u3092\u6301\u3064\u591a\u69d8\u306a\u30d7\u30ec\u30a4\u30e4\u30fc\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u30d7\u30ec\u30a4\u30e4\u30fc\u306f\u3001\u5927\u304d\u304f\u5206\u3051\u3066\u4f1d\u7d71\u7684\u306a\u91d1\u878d\u6a5f\u95a2\u3001\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3001\u305d\u3057\u3066\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306b\u5206\u985e\u3055\u308c\u3001\u4e3b\u306a\u4f8b\u3068\u3057\u3066\u4ee5\u4e0b\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n

Visa\u304a\u3088\u3073Mastercard<\/b>\uff1a\u30ab\u30fc\u30c9\u6c7a\u6e08\u5206\u91ce\u3067\u5727\u5012\u7684\u306a\u30b7\u30a7\u30a2\u3092\u6301\u3064<\/span><\/p>\n

JPMorgan Chase<\/b>\uff1a\u30db\u30fc\u30eb\u30bb\u30fc\u30eb\u6c7a\u6e08\u51e6\u7406\u306e\u30ea\u30fc\u30c7\u30a3\u30f3\u30b0\u30ab\u30f3\u30d1\u30cb\u30fc<\/span><\/p>\n

SWIFT<\/b>\uff1a\u56fd\u969b\u9280\u884c\u9593\u9001\u91d1\u306e\u57fa\u76e4\u3092\u63d0\u4f9b<\/span><\/p>","show_striped_bar":false,"related_post":null,"include_in_toc":true},{"acf_fc_layout":"knowledge_hub_text_block","title":"\u6d88\u8cbb\u8005\u884c\u52d5\u3068\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08","content":"

\u6d88\u8cbb\u8005\u306e\u884c\u52d5\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u6c7a\u6e08\u306e\u3042\u308a\u65b9\u3092\u5927\u304d\u304f\u5909\u3048\u3064\u3064\u3042\u308a\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u306b\u7cbe\u901a\u3057\u305f\u500b\u4eba\u304c\u5897\u3048\u308b\u4e2d\u3001\u5229\u4fbf\u6027\u3001\u30b9\u30d4\u30fc\u30c9\u3001\u5b89\u5168\u6027\u306b\u5bfe\u3059\u308b\u671f\u5f85\u304c\u65b0\u305f\u306a\u6c7a\u6e08\u624b\u6bb5\u3084\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u666e\u53ca\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002\u9032\u5316\u3059\u308b\u6d88\u8cbb\u8005\u306e\u7fd2\u6163\u304c\u3001\u4eca\u5f8c\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u306b\u3069\u306e\u3088\u3046\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u308b\u306e\u304b\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n\n

\u975e\u63a5\u89e6\u578b\u6c7a\u6e08\u3078\u306e\u30b7\u30d5\u30c8<\/b><\/h3>\n

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\u6700\u8fd1\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001<\/span>\u975e\u63a5\u89e6\u578b\u6c7a\u6e08\u306e\u5229\u7528<\/b>\u306f\u6025\u5897\u3057\u3066\u304a\u308a\u3001\u591a\u304f\u306e\u6d88\u8cbb\u8005\u304c\u5c0f\u984d\u30fb\u9ad8\u984d\u53d6\u5f15\u306e\u3044\u305a\u308c\u306b\u3082\u3053\u306e\u65b9\u6cd5\u3092\u597d\u3093\u3067\u3044\u307e\u3059\u3002\u5c0f\u58f2\u696d\u8005\u3084\u4f01\u696d\u3082\u3053\u3046\u3057\u305f\u30cb\u30fc\u30ba\u306b\u5bfe\u5fdc\u3057\u3001\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u3092\u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9\u3059\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u304c\u30ab\u30fc\u30c9\u3084\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3092\u304b\u3056\u3059\u3060\u3051\u3067\u652f\u6255\u3044\u304c\u3067\u304d\u308b\u74b0\u5883\u3092\u6574\u3048\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n

\u3055\u3089\u306b\u3001<\/span>Apple Pay<\/b>\u3001<\/span>Google Pay<\/b>\u3001<\/span>Samsung Pay<\/b>\u3068\u3044\u3063\u305f\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u666e\u53ca\u304c\u3001\u4e16\u754c\u7684\u306a\u975e\u63a5\u89e6\u578b\u6c7a\u6e08\u306e\u5c0e\u5165\u3092\u52a0\u901f\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u6d88\u8cbb\u8005\u306f\u3001\u53d6\u5f15\u306b\u304a\u3044\u3066\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3084\u30a6\u30a7\u30a2\u30e9\u30d6\u30eb\u7aef\u672b\u3092\u3088\u308a\u4e00\u5c64\u6d3b\u7528\u3059\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n

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X\u4e16\u4ee3<\/b>\uff1a\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u3068\u30d9\u30d3\u30fc\u30d6\u30fc\u30de\u30fc\u4e16\u4ee3\u306e\u9593\u306b\u4f4d\u7f6e\u3059\u308bX\u4e16\u4ee3\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3001\u9280\u884c\u632f\u8fbc\u306a\u3069\u5f93\u6765\u578b\u306e\u6c7a\u6e08\u624b\u6bb5\u3092\u5229\u7528\u3059\u308b\u50be\u5411\u304c\u5f37\u3044\u3067\u3059\u304c\u3001\u7279\u306bEC\u53d6\u5f15\u306b\u304a\u3044\u3066\u306f\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u624b\u6bb5\u306e\u5229\u7528\u3082\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u5229\u4fbf\u6027\u3092\u8a55\u4fa1\u3057\u3064\u3064\u3082\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u9762\u304b\u3089\u30ab\u30fc\u30c9\u5229\u7528\u3092\u597d\u3080\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u4e16\u4ee3\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u3068\u3059\u308b\u4f01\u696d\u306f\u3001\u5f93\u6765\u578b\u3068\u30c7\u30b8\u30bf\u30eb\u578b\u306e\u6c7a\u6e08\u624b\u6bb5\u3092\u30d0\u30e9\u30f3\u30b9\u3088\u304f\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n\n

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<\/p>\n

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<\/p>\n

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<\/p>\n

\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\uff1a<\/b>SMS\u6c7a\u6e08\u3084\u30ad\u30e3\u30ea\u30a2\u6c7a\u6e08\u3092\u542b\u3080\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\u306f\u3001\u5f93\u6765\u578b\u306e\u9280\u884c\u30a4\u30f3\u30d5\u30e9\u304c\u5341\u5206\u306b\u6574\u5099\u3055\u308c\u3066\u3044\u306a\u3044\u5730\u57df\u3067\u666e\u53ca\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002\u30a2\u30d5\u30ea\u30ab\u3084\u30a2\u30b8\u30a2\u306e\u591a\u304f\u306e\u5730\u57df\u3067\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\u304c\u4e3b\u8981\u306a\u53d6\u5f15\u624b\u6bb5\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u6d88\u8cbb\u8005\u306f\u643a\u5e2f\u96fb\u8a71\u3092\u4f7f\u3063\u3066\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u652f\u6255\u3044\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6c7a\u6e08\u65b9\u6cd5\u306f\u3001\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9\u304c\u9650\u3089\u308c\u3066\u3044\u308b\u5730\u57df\u306b\u304a\u3044\u3066\u3082\u3001\u5b89\u5168\u304b\u3064\u624b\u8efd\u306b\u30b0\u30ed\u30fc\u30d0\u30eb\u7d4c\u6e08\u3078\u53c2\u52a0\u3067\u304d\u308b\u624b\u6bb5\u3068\u3057\u3066\u7279\u306b\u4fa1\u5024\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>","show_striped_bar":false,"related_post":null,"include_in_toc":true},{"acf_fc_layout":"knowledge_hub_text_block","title":"\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u898f\u5236","content":"

\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u6c7a\u6e08\u74b0\u5883\u304c\u9032\u5316\u3057\u7d9a\u3051\u308b\u4e2d\u3001\u4f01\u696d\u306f\u56fd\u5883\u3092\u8d8a\u3048\u305f\u53d6\u5f15\u3092\u898f\u5236\u3059\u308b\u8907\u96d1\u306a\u6cd5\u898f\u5236\u306e\u7db2\u3092\u4e57\u308a\u8d8a\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u898f\u5236\u306f\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3001\u6d88\u8cbb\u8005\u4fdd\u8b77\u3001\u91d1\u878d\u306e\u5065\u5168\u6027\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u4e0d\u53ef\u6b20\u3067\u3059\u304c\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306b\u4e8b\u696d\u3092\u5c55\u958b\u3057\u3088\u3046\u3068\u3059\u308b\u4f01\u696d\u306b\u3068\u3063\u3066\u306f\u8ab2\u984c\u3068\u3082\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u898f\u5236\u3078\u306e\u9075\u5b88\u306f\u4efb\u610f\u3067\u306f\u306a\u304f\u3001\u9055\u53cd\u3057\u305f\u5834\u5408\u306b\u306f\u53b3\u3057\u3044\u7f70\u5247\u3084\u6cd5\u7684\u63aa\u7f6e\u3001\u4f01\u696d\u306e\u8a55\u5224\u306e\u6bc0\u640d\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u696d\u754c\u3092\u5f62\u6210\u3059\u308b\u4e3b\u8981\u306a\u898f\u5236\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span><\/p>\n\n

\u4e00\u822c\u30c7\u30fc\u30bf\u4fdd\u8b77\u898f\u5247\uff08GDPR\uff09<\/b><\/h3>\n

\u4e00\u822c\u30c7\u30fc\u30bf\u4fdd\u8b77\u898f\u5247\uff08GDPR\uff09\u306f\u3001\u6b27\u5dde\u9023\u5408\uff08EU\uff09\u304c2018\u5e74\u306b\u65bd\u884c\u3057\u305f\u3082\u306e\u3067\u3001\u500b\u4eba\u30c7\u30fc\u30bf\u306e\u53ce\u96c6\u3001\u4fdd\u5b58\u3001\u51e6\u7406\u306b\u95a2\u3059\u308b\u53b3\u683c\u306a\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3092\u5b9a\u3081\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u6c7a\u6e08\u5206\u91ce\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u3057\u305f\u3002GDPR\u306f\u3001\u4f01\u696d\u306e\u6240\u5728\u5730\u306b\u95a2\u308f\u3089\u305a\u3001EU\u5e02\u6c11\u306e\u500b\u4eba\u30c7\u30fc\u30bf\u3092\u53d6\u308a\u6271\u3046\u3059\u3079\u3066\u306e\u4f01\u696d\u306b\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/span><\/p>\n

\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u306b\u304a\u3044\u3066\u306f\u3001\u91d1\u878d\u53d6\u5f15\u304c\u6c0f\u540d\u3001\u4f4f\u6240\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u60c5\u5831\u3001\u9280\u884c\u53e3\u5ea7\u756a\u53f7\u306a\u3069\u306e\u6a5f\u5fae\u306a\u500b\u4eba\u60c5\u5831\u3092\u4f34\u3046\u3053\u3068\u304c\u591a\u3044\u305f\u3081\u3001\u3053\u306e\u898f\u5236\u306f\u7279\u306b\u91cd\u8981\u3067\u3059\u3002\u4f01\u696d\u306f\u3001\u6d88\u8cbb\u8005\u304b\u3089\u306e\u660e\u78ba\u306a\u540c\u610f\u306e\u53d6\u5f97\u3001\u30c7\u30fc\u30bf\u306e\u6697\u53f7\u5316\u306b\u3088\u308b\u4fdd\u8b77\u3001\u6d88\u8cbb\u8005\u306b\u3088\u308b\u81ea\u8eab\u306e\u500b\u4eba\u30c7\u30fc\u30bf\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3084\u524a\u9664\u306e\u6a29\u5229\u306e\u4ed8\u4e0e\u306a\u3069\u3001\u9069\u5207\u306a\u30c7\u30fc\u30bf\u4fdd\u8b77\u63aa\u7f6e\u3092\u8b1b\u3058\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n

GDPR\u306b\u9055\u53cd\u3057\u305f\u5834\u5408\u3001\u591a\u984d\u306e\u5236\u88c1\u91d1\u304c\u79d1\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u305d\u306e\u984d\u306f\u5168\u4e16\u754c\u5e74\u9593\u58f2\u4e0a\u9ad8\u306e4%\u307e\u305f\u306f2,000\u4e07\u30e6\u30fc\u30ed\u306e\u3044\u305a\u308c\u304b\u9ad8\u3044\u65b9\u3068\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u306b\u95a2\u308f\u308b\u4f01\u696d\u306f\u3001\u5805\u7262\u306a\u30c7\u30fc\u30bf\u4fdd\u8b77\u4f53\u5236\u3068\u9867\u5ba2\u30c7\u30fc\u30bf\u306e\u5229\u7528\u306b\u95a2\u3059\u308b\u900f\u660e\u6027\u3092\u78ba\u4fdd\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/span><\/p>\n\n

\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u6307\u4ee42\uff08PSD2\uff09<\/b><\/h3>\n

\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u6307\u4ee42\uff08PSD2\uff09\u306f\u3001\u7279\u306b\u6b27\u5dde\u7d4c\u6e08\u9818\u57df\uff08EEA\uff09\u5185\u3067\u4e8b\u696d\u3092\u5c55\u958b\u3059\u308b\u4f01\u696d\u306b\u3068\u3063\u3066\u91cd\u8981\u306a\u898f\u5236\u3067\u3059\u30022018\u5e74\u306b\u65bd\u884c\u3055\u308c\u305fPSD2\u306f\u3001\u6c7a\u6e08\u696d\u754c\u306b\u304a\u3051\u308b\u7af6\u4e89\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u5f37\u5316\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u6c7a\u6e08\u306b\u76f4\u63a5\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u4e3b\u306a\u898f\u5b9a\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/span><\/p>\n

    \n
  1. \n

    \u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c\uff08SCA\uff09<\/b>\uff1aPSD2\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u306b\u304a\u3044\u3066<\/span>\u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c<\/b>\uff08SCA\uff09\u306e\u5c0e\u5165\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u304a\u308a\u3001\u5229\u7528\u8005\u306e\u8a8d\u8a3c\u306b\u306f\u4e8c\u8981\u7d20\u8a8d\u8a3c\uff082FA\uff09\u304c\u5fc5\u8981\u3067\u3059\u3002\u3053\u306e\u8ffd\u52a0\u7684\u306a\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u63aa\u7f6e\u306b\u3088\u308a\u3001\u30c7\u30b8\u30bf\u30eb\u53d6\u5f15\u6642\u306e\u4e0d\u6b63\u9632\u6b62\u3068\u6d88\u8cbb\u8005\u4fdd\u8b77\u304c\u56f3\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n<\/li>\n

  2. \n

    \u6c7a\u6e08\u53e3\u5ea7\u3078\u306e\u30a2\u30af\u30bb\u30b9\uff08\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\uff09<\/b>\uff1aPSD2\u306f\u307e\u305f\u3001<\/span>\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0<\/b>\u3092\u63a8\u9032\u3057\u3066\u304a\u308a\u3001\u7b2c\u4e09\u8005\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff08TPP\uff09\u304c\u6d88\u8cbb\u8005\u306e\u540c\u610f\u306e\u3082\u3068\u3067\u6c7a\u6e08\u53e3\u5ea7\u60c5\u5831\u3078\u30a2\u30af\u30bb\u30b9\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u6d88\u8cbb\u8005\u306f\u5f93\u6765\u306e\u9280\u884c\u3088\u308a\u3082\u5229\u4fbf\u6027\u3084\u52b9\u7387\u6027\u3001\u30b3\u30b9\u30c8\u9762\u3067\u512a\u308c\u305f\u591a\u69d8\u306a\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3092\u5229\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u7af6\u4e89\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u304c\u4fc3\u9032\u3055\u308c\u307e\u3059\u3002<\/span><\/p>\n<\/li>\n

  3. \n

    \u8cac\u4efb\u304a\u3088\u3073\u7d1b\u4e89\u89e3\u6c7a<\/b>\uff1aPSD2\u306f\u3001\u672a\u627f\u8a8d\u53d6\u5f15\u3084\u7d1b\u4e89\u306b\u95a2\u3059\u308b\u6d88\u8cbb\u8005\u4fdd\u8b77\u306e\u5f37\u5316\u306a\u3069\u3001\u3088\u308a\u660e\u78ba\u306a\u8cac\u4efb\u898f\u5b9a\u3092\u8a2d\u3051\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u6d88\u8cbb\u8005\u306f\u56fd\u969b\u9001\u91d1\u306b\u304a\u3044\u3066\u3082\u5805\u56fa\u306a\u898f\u5236\u67a0\u7d44\u307f\u306b\u3088\u308b\u4fdd\u8b77\u3092\u53d7\u3051\u3066\u3044\u308b\u3068\u3044\u3046\u5b89\u5fc3\u611f\u3092\u6301\u3064\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<\/li>\n<\/ol>\n

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    \u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u5bfe\u7b56\uff08AML\uff09\u6cd5<\/b><\/h3>\n

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